While money does not grow on trees, it can grow in the right hands through prudent saving and investing. Understanding how to safeguard your financial security is one of the most critical skills you'll ever need in life. You do not need to be a genius to accomplish this.
 
You simply need to understand a few fundamentals, create a plan, and be prepared to stick to it. Regardless of your financial situation (how much or how little money you have), the most critical step is to educate yourself about your options. We'll cover the fundamentals of saving and investing in this guide.